Evolution within the financial services industry has unlocked unlimited opportunities and solutions for consumers. Open finance—a global movement—gives consumers new and exciting ways to manage finances, from budgeting and investing to paying a bill or applying for a loan. As a result, financial institutions, 3rd-party providers, and fintech apps must secure customer data. It’s this assurance that gives consumers the freedom to link their bank accounts to the apps and services needed to manage their financial lives. With Okta Customer Identity Cloud (powered by Auth0), businesses don’t have to compromise between security and user experience. Our new integration with Plaid is helping the financial services ecosystem move toward seamless and secure APIs for exchanging consumer banking information. Okta and Plaid’s API-based approach OAuth 2.0 gives financial institutions fine-grained access control over what, how, and how often account data can be accessed by third parties—all while capturing consent from.