To put it bluntly, 2018 was a bad year for data security. Major consumer-facing corporations like Marriott and Facebook experienced some of the largest data breaches in history, exposing the data of millions of consumers. In total, 2018 saw an overall increase in compromised company records of 133% YoY, with an average of 291 records stolen every second. But as bad as this all sounds, things could get much worse in the coming years if organizations fail to take steps to protect their customers from up-and-coming threat vectors, such as account takeover fraud. In this post, I will break down how account takeovers occur, why you should take action to prevent them, and three levels of security you can employ to prevent them—without bogging down your users’ experience. What is account takeover fraud? Account takeover fraud is a form of identity theft wherein a malicious third party accesses a.