Customer Identity Cloud
Highly Regulated Identity
Raise the bar for security, privacy, and user experience. Secure your most sensitive customer transactions and scenarios while maintaining compliance and intuitive user experiences.

Increase security and prevent fraud
Combat the rising tide of cyber threats with high assurance security and privacy measures that safeguard APIs and protect sensitive customer transactions and data. Strong Customer Authentication (SCA) lets customers review and approve transactions in real time.

Deliver intuitive user experiences
Balance security and ease by integrating with your risk engine to streamline user experience and send enriched approval requests only when necessary. Drive user adoption of digital offerings with experiences that are intuitive, easy, and fast.

Drive agility and reduce costs
Grow confidently and ease cost pressures with a scalable, reliable, and extensible born-in-the-cloud Identity solution that bolsters security without sacrificing agility.

Set the stage for compliance
Highly Regulated Identity provides a certified FAPI 1 Advanced security profile implementation, laying the groundwork for solutions that are compliant with open banking requirements.
Ready to learn more? Contact our team for a full technical review and demo.
How it can be used
Safeguard transactions and other sensitive operations
For example, confirm a money transfer, access transaction details, change a password or MFA factor, and access a web or mobile app.


Step 1: Initiate transfer
User initiates a money transfer from their bank's app.


Step 2: Verify identity
User is prompted by bank for second identity factor (SMS, OTP, authenticator app, or push notification).


Step 3: Approve transaction
User verifies transaction details are accurate and approves the transaction.
Enable open banking payments
For example, allow open banking payments initiated from merchant mobile or web apps.


Step 1: Initiate payment
User would like to approve a merchant-initiated transaction to book a resort vacation.


Step 2: Verify identity
User is prompted by bank for second identity factor (SMS, OTP, authenticator app, or push notification).


Step 3: Approve transaction
User verifies transaction details are accurate and approves the transaction.
From the leader in Identity
Okta is the world’s leading born-in-the-cloud Identity partner, offering an always-on private or public cloud solution with a global cell infrastructure capable of handling billions of transactions per day.

Ready to learn more?
Contact our team for a full technical review and demo
*Okta Customer Identity Cloud Highly Regulated Identity will be available in Limited Early Access starting at the end of 2023.
Any unreleased products, features or functionality referenced in this page are not currently available and may not be delivered on time or at all. Product announcements do not represent a commitment, obligation or promise to deliver any product, feature or functionality, and customers should not rely on them to make purchase decisions.